HDFC Ergo Car Insurance Plan Overview

invneet
Oct 13, 2016
3 min read

Car is one of the most important assets that you have and you love your cars so very much. This is why it becomes very important to secure your car with a reliable insurance plan so that in case so you come to meet with any accident, you have cover for your car’s damage cost. There are many options available in the market but one of the most trusted ones that you have is HDFC Ergo car insurance.

The company is one of the oldest and the efficient ones and is highly active in the Indian vehicle market as well. HDFC Ergo car insurance has become a preferred choice of many of you and you all look for them whenever you are looking to buy insurance for your car. Here is a brief overview of the plan that will help you to know the benefits and reasons that why you shall opt for the HDFC Ergo car insurance plan:

One of the most attractive things about the car insurance plans of the company is that unlike in other cases, you can get long term insurance for your vehicle. HDFC Ergo Car Insurance scheme allow you to insure the vehicles for 3 years unlike the annual plans. This allows you to be relaxed for some good time after you buy your car insurance policy.
Another very eye catching thing that is noticeable in the HDFC Ergo Car Insurance is that they allow you to compensate for not only the vehicle damage but also injury damage to someone who has an accident from your vehicle. It allows you to save some good amount of money that you have to spend for the third party’s injury or vehicle damage. HDFC Ergo Car Insurance also offers compensation in case of death of the other driver and the amount dedicated in such cases is 2Lakh.
For your personal injuries as well, HDFC Ergo Car Insurance provides you with full insurance cover and can even help you with pre and post hospitalization bill of up to 6 months. You can easily get the claim for your daily health expenses from the company just in a matter of minutes. In addition to this, HDFC Ergo Car Insurance helps you to go under the cashless treatment so that you need not to worry when you do not have money to undergo the treatment after any type of horrific injury. There is also a death cover which is provided by the HDFC Ergo Car Insurance and you will get an amount of INR 2Lacs in case you get to suffer from death or have permanent disability after the accident. In some special cases, you can easily increase the amount of cover which is provided in case of death and personal disability. Car Insurance helps your family with an amount of INR 5Lacs in case of your accidental death when you go for the premium accidental coverage plans from the company.
In case of theft or burglary as well, HDFC Ergo Car Insurance offers you with the full worth of your car and what separates them from others is the time in which they help you out with the reimbursement. It hardly takes around a week or two after you file complain to get the money from the company.
Car Insurance plan also makes it quite easy to buy the policy and make the payments. EMI facility is also given by the company to make sure that you do not have to suffer a major blow in your monthly budget while covering your cars.